Fast. Easy. Protection.

LegacyLife: An Exclusive Life Product Powered By SBLI

LegacyLife is an exclusive product for LegacyShield® Advisors that offers guaranteed death benefit protection and the option to cash out the policy should your clients need a change in the future. It has fully underwritten rates using a Telemed interview with no fluids.

No Fluids

Fully underwritten using a Telemed with no fluids.¹

Assured Value

Policy cash-out and death benefits are guaranteed.

Term Rider

Build value with an optional cash-out term rider.²


Cash-out the policy if your clients need a change.

What's Included?

Here's what LegacyLife gets you.

Offer your clients the ability to protect their families with the flexibility to cancel their coverage and get their premiums back.

30 year term rider

Build value with an optional cash-out return-of-premium term rider up to $375,000.

Guaranteed Value

Policy cash-out and death benefits are guaranteed, reducing client risk.


All the benefits of the LegacyShield® platform: estate planning, vault, and more.

How does it work?

No lab tests or medical exams required. It's simple.

  • The agent submits a simple drop ticket via LegacyShield.
  • SBLI’s fulfillment center will contact the client with additional questions.
  • SBLI’s underwriters process the application. If more information is needed, they will ask for it.
  • If approved, the policy is issued. No lab tests are ever required.

¹Accelerated underwriting process with no medical exam required, ages 18-60.

²The Cash-Out Term Rider offers up to three times the face amount of the base policy and a growing cash value that can be surrendered at any time.

LegacyLife is issued by The Savings Bank Mutual Life Insurance Company of Massachusetts. Policy Form Series: 18-P-WL. Rider Form Series: BN-7L, 18-R-LTIEB. All guarantees are subject to the claims-paying ability and financial strength of the issuing insurance company. For the education of producers/brokers only. Not for use with the public. The Savings Bank Mutual Life Insurance Company of Massachusetts, Woburn, MA. Products and features may not be available in all states. © 2020 All rights reserved. NAIC #70435 20-2054 12/20